FINANCE
Subscription Cost Analyzer
See what recurring subscriptions really cost per month, per year and over five years — then test ways to reduce the total.
01 - SUBSCRIPTIONS
List your recurring costs
Use the price you actually pay.
Weekly, monthly, quarterly and yearly charges are normalized into comparable monthly and annual costs.
02 - ANALYSIS
Your recurring-cost picture
Subscription cost per month$0
Largest cost driverNone yet
Add a subscription to identify the largest recurring cost.
03 - DECISION SCENARIOS
What happens if you change the recurring spend?
04 - NEXT ACTION
Put the recurring cost into context
Subscriptions are only one part of your financial picture. Compare them with your full monthly budget or turn potential savings into a goal.
HOW IT WORKS
Understanding recurring subscription costs
How are different billing frequencies compared?
Weekly costs are converted using 52 weeks per year, quarterly costs using four payments per year, and monthly costs using twelve payments per year.
Why look at the five-year cost?
A small recurring payment can become a much larger total when it continues for years. The five-year figure shows that long-term cash cost without assuming investment returns.
Is there a recommended percentage of income for subscriptions?
This analyzer does not impose a universal target. If you enter take-home income, it shows the share used by subscriptions so you can judge it in the context of your own budget and priorities.