SAVINGS & INVESTING
See how a starting balance and recurring contributions can grow through compound interest — and how much of the result comes from your money versus investment growth.
01 · INPUTS
02 · RESULT
Enter your assumptions to calculate growth.
03 · MEANING
Your result will separate the money you contribute from the growth created by compounding.
04 · GROWTH BREAKDOWN
05 · YEAR BY YEAR
Full-year checkpoints from the current scenario.
| Year | Balance | Contributions | Interest earned |
|---|
HOW IT WORKS
Interest is added to the balance according to the selected compounding frequency. Future interest can then be earned on both the original money and earlier growth.
Recurring deposits increase the amount available to compound. Beginning-of-period contributions generally have more time to grow than otherwise identical end-of-period contributions.
The inflation-adjusted result estimates what the projected balance could represent in today's money. It is a planning estimate, not a guarantee of future returns or inflation.
FAQ
Each contribution is added according to the selected frequency and timing. It can then participate in future compounding periods.
At the same nominal annual rate, more frequent compounding generally produces a slightly higher effective annual rate.
It converts the future projected balance into an estimate of today's purchasing power using the inflation assumption you enter.