AUTO
What does this car really cost you?
Look beyond the purchase price. Estimate financing, depreciation, insurance, fuel, maintenance, repairs and other ownership costs in one place.
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01 · YOUR CAR
Build the ownership picture
Purchase
Running costs
Ownership horizon
02 · RESULT
Your real ownership cost
Economic ownership cost$0.00/mo
03 · MEANING
Where does the money go?
The ownership figure separates the vehicle's economic cost from the monthly loan payment, so financing does not hide depreciation and running costs.
Estimates depend on the values you enter. Actual depreciation, repairs, fuel prices, insurance and resale value can differ.04 · COMPARE SCENARIOS
What changes the ownership cost?
NEXT ACTION
Now test whether the car fits your budget.
Ownership cost tells you what the vehicle may cost. Affordability tells you how that cost fits with your income, expenses, debt and savings.
FAQ
Car ownership cost questions
What is the real cost of owning a car?
The purchase price is only one part. Insurance, fuel or charging, maintenance, repairs, registration, depreciation and financing can all affect the cost of owning a vehicle.
Why does this calculator include depreciation?
A vehicle can lose value while you own it. Comparing purchase price with estimated resale value makes that loss visible as part of ownership cost.
Is the loan payment the same as ownership cost?
No. A loan payment is cash flow used to finance the purchase. Ownership cost also includes depreciation, running expenses and financing interest.